Services To Help You Live Your Best Life
Purpose Driven
Why does your purpose matter?
Living with purpose is linked to better health, a longer life, and economic success. That is why we take the time to understand your values, goals, and aspirations, as well as the factors influencing your financial decisions. Understanding how to live your best life empowers you to achieve what matters and we believe that when it comes to creating a vision for your wealth, you have all the answers.
Living Your
Best Life
- Accomplishing Purpose
- Leaving a Legacy
Financial
Freedom
- Taking Care of Loved Ones
- Being Confident & Organized
- Having More Discretionary Time
- Worrying Less
Vision
Planning
- Building Wealth
- Planning for Retirement
- Providing an Education
- Creating an Estate
Investment
Strategy
- Building Asset Allocation
- Constructing Portfolio
- Planning for Taxes
- Placing Insurance
Financial
Foundation
- Creating Cash Flow
- Setting Goals
- Managing Debt
- Building Emergency Funds
We provide independent advice and access to a variety of non-proprietary investment products and financial planning services. We make recommendations based on a clear understanding of your goals and financial situation while keeping abreast of current capital markets. We are not compensated in any way for recommending one investment vehicle over another. Back Cove Financial advisors are deeply experienced in managing wealth through good times, challenging periods, and everything in between. You can be confident in the professional experience, sound judgment, and stable history that has enabled us to assist clients in planning for their financial and life goals through the following tenets:
Investment Philosophy
The Back Cove Financial Investment Committee meets quarterly and follows a consistent, disciplined investing process.
We believe that asset allocation, how investment assets are divided among different asset classes, is one of the most important investment decisions we can make together.
We do not believe in speculative or short-term market timing activities. We focus on long term solutions to best serve our clients.
We believe that income producing investments are a critical component to the total return of a diversified portfolio.
Modern Wealth
We engage, educate, and empower families in navigating the challenges of multi-generational wealth. Our advisor team includes first and second-generation Americans, first- and second-generation college graduates, first- and second-generation business owners, and first- and second-generation wealth creators. We integrate financial literacy opportunities on personal finance, investments, and taxes. We take proactive steps to help ensure that family wealth plans engage all and are managed to benefit family and legacy goals.
Asset Based Advisory
We offer professional investment management, consistent monitoring of your portfolio and proactive implementation of recommendations. Comprehensive financial planning services are available as needed, with regular asset allocation and financial goal plan updates. You will have access to account balances, statements, and reports through the Investor360° portal.
Wealth Management Consulting
Advisors are compensated for their advice and time of financial projects such as outside portfolio review or planning. Compensation can be on an hourly or flat-fee basis as determined together.
Consulting can be one-time, on a set schedule, or via our subscription service, Perennial Plan.